Terms of Use

Acceptance of Terms

Welcome to brainstep.org. By accessing and using this website, its content, services, features, and functionality (collectively, the "Site"), you agree to be bound by these Terms of Use ("Terms"), all applicable laws, and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. These Terms govern your use of the Site and constitute a binding legal agreement between you and brainstep.org, a hub for Investments, Asset Management, Financial Planning, Personal Wealth, and Financial Strategies.

Site Use and Access

Permitted Use: You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. This license is for your personal, non-commercial use only. You agree not to use the Site for any unlawful purpose or in any way that might harm, abuse, or otherwise damage the reputation or operations of brainstep.org.

Prohibited Activities: You agree not to engage in any of the following activities:

Reproducing, duplicating, copying, selling, trading, or exploiting any portion of the Site for any commercial purpose without express written consent.
Attempting to interfere with the proper working of the Site or any activity conducted on the Site.
Accessing or attempting to access any areas of the Site that you are not authorized to access.
Using any automated system, including "robots," "spiders," or "offline readers," to access the Site in a manner that sends more request messages to the brainstep.org servers in a given period than a human can reasonably produce in the same period by using a conventional web browser.
Engaging in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm brainstep.org or users of the Site or expose them to liability.

Intellectual Property Rights

Ownership: All content, features, and functionality on the Site, including text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of brainstep.org or its content suppliers and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. All rights are reserved.

Limited License: You may view, download, and print content from the Site for your personal, non-commercial use, provided that you do not modify the content and retain all copyright and other proprietary notices contained in the content. Any other use of materials on this Site, including reproduction for purposes other than those noted above, modification, distribution, or republication, without the prior written permission of brainstep.org, is strictly prohibited.

Disclaimers and Limitations of Liability

No Financial Advice: The information provided on brainstep.org is for general informational purposes only and is not intended as, and shall not be understood or construed as, financial advice, investment advice, legal advice, or tax advice. We are not a financial advisory firm, and the information on this Site does not constitute an offer to sell or a solicitation of an offer to buy any security. You should consult with a qualified financial professional or advisor before making any investment decisions or implementing any financial strategies discussed on this Site.

Accuracy of Information: While we strive to provide accurate and up-to-date information regarding Investments, Asset Management, Financial Planning, Personal Wealth, and Financial Strategies, brainstep.org makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Limitation of Liability: In no event will brainstep.org, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable. Your use of the Site is solely at your own risk.

Links to Other Websites

The Site may contain links to third-party websites or services that are not owned or controlled by brainstep.org. brainstep.org has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms of use and privacy policies of any third-party sites you visit.

Indemnification

You agree to defend, indemnify, and hold harmless brainstep.org, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Site.

Governing Law and Jurisdiction

All matters relating to the Site and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the internal laws of the jurisdiction where brainstep.org is established, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Site shall be instituted exclusively in the federal or state courts of that jurisdiction.

Changes to Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.